Top U.s. Beaches

The Covid-19 pandemic has changed how many Americans view their retirement, whether it is pushing it back or starting it earlier than planned.

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Yet one thing hasn't changed — Florida is still the top destination thanks to its sunshine, beaches and taxpayer-friendly policies, a new U.S. News & World Report report found. The Sunshine State is home to 8 of the 10 best places in the country for retirees.

U.S. News looked at housing affordability, health care, taxes, the job market and overall happiness in the 150 most populated U.S. metro areas to come up with its rankings of the top places for retirement in 2021 and 2022. It used data from sources such as the U.S. Bureau of Labor Statistics, the Census Bureau and the Tax Foundation.

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Sarasota, Florida, took the top spot, edging out first runner-up Naples, also in the Sunshine State, largely because it had more affordable housing, explained Emily Brandon, U.S. News' senior retirement editor.

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"Sarasota and Naples residents both report a high sense of well-being and both cities scored high marks for desirability," she said.

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While Pennsylvania has just one spot on the top 10, it has several cities that have climbed in the rankings this year. The accessibility of high-quality health-care facilities was often the reason, Brandon said.

The pandemic also had an impact. For 23% of those at or near retirement, the pandemic has changed their preference for where they would like to retire, according to U.S. News.

"The cost of a potential retirement spot is a top concern for many retirees, but they are also looking for a high quality of life," Brandon noted.

Here are the top 10 places for retirees, according to U.S. News & World Report.

Sarasota, Florida © Provided by CNBC Sarasota, Florida

1. Sarasota, Florida

Metro population: 803,709

Median home price: $387,630

Median monthly rent: $1,209

Unemployment rate: 6.8%

2. Naples, Florida

Metro population: 371,453

Median home price: $345,000

Median monthly rent: $1,317

Unemployment rate: 7%

3. Daytona Beach, Florida

Metro population: 646,288

Median home price: $278,897

Median monthly rent: $1,076

Unemployment rate: 7.7%

4. Melbourne, Florida

Metro population: 585,507

Median home price: $217,400

Median monthly rent: $1,068

Unemployment rate: 6.7%

5. Lancaster, Pennsylvania

Metro population: 540,999

Median home price: $226,550

Median monthly rent: $1,009

Unemployment rate: 7.5%

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6. Tampa, Florida

Metro population: 3,097,859

Median home price: $301,963

Median monthly rent: $1,115

Unemployment rate: 7.2%

7. Fort Myers, Florida

Metro population: 737,468

Median home price: $277,900

Median monthly rent: $1,154

Unemployment rate: 7.4%

8. Port St. Lucie, Florida

Metro population: 472,012

Median home price: $233,133

Median monthly rent: $1,162

Unemployment rate: 7.3%

9. Ann Arbor, Michigan

Metro population: 367,000

Median home price: $270,567

Median monthly rent: $1,114

Unemployment rate: 6.5%

10. Pensacola, Florida

Metro population: 488,246

Median home price: $200,800

Median monthly rent: $1,015

Unemployment rate: 6.2%

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Source : https://www.msn.com/en-us/money/realestate/these-are-the-top-10-retirement-spots-in-the-us/ar-AAPHI7w

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